US Lapse Survey Report

The solution to stop the epidemic of diabetes won’t be simple or fast, and it will require a coalition approach.

While the drivers of population mortality do influence life-insured experience, there are also very large effects on life-insured mortality due to the policy purchasing process.

The large U.S.

Innovation is crucial to the long-term performance of any organization, and a culture of continuous improvement is the best way to build an innovative team.

Predictive models are an incredibly powerful tool with the potential to drive the life insurance industry, but the predictive power of a model should be supported by a rules-based safety net. 

The rate of change is accelerating across our business and in industries that impact our business. What has made us successful in the past is not going to be sufficient for us to thrive into the future.

SCOR in partnership with the Society of Actuaries (SOA) completed an experience study of post-level term (PLT) life insurance lapse and mortality, U.S. Post-Level Term Lapse and Mortality Experience.

SCOR as the researcher and in collaboration with the Society of Actuaries released a predictive modeling study of post-level term (PLT) life insurance lapse and mortality, U.S.