Chief Technical Officer, Paris Alternative Solutions
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This report looks at what is the optimal solvency ratio for an insurance company or in other words, what is the optimal balance between risk and capitalization, and how P&C insurance companies have been using reinsurance to achieve this ratio.
Following a comprehensive analysis of the data publicly disclosed by more than 2,100 insurance companies domiciled in 30 European countries, this report provides some insight on these questions, along with a few benchmarks.